Diferencias de género en la aprobación de créditos comerciales a la PYME mexicana

• Alicia Gómez Martínez ^[1] ; María Rosa López Mejía ^[1]
  1. [1] Benemérita Universidad Autónoma de Puebla

     Benemérita Universidad Autónoma de Puebla

     México

     
• Localización: Contaduría y administración, ISSN 0186-1042, ISSN-e 2448-8410, Vol. 61, Nº. 4, 2016, págs. 777-793
• Idioma: español
• DOI: 10.1016/j.cya.2015.10.002
• Títulos paralelos:
  • Gender differences in the approval of credit to Mexican SMEs
• Enlaces
  • Texto completo (pdf)
• Resumen
  • español

    El objetivo de este trabajo es conocer las diferencias de género al valorar factores no financieros y financieros por los ejecutivos de crédito de instituciones financieras a la hora de autorizar un préstamo a la PYME mexicana. Mediante un análisis empírico se ha estudiado a los ejecutivos de crédito de 25 intermediarios financieros. Los resultados se˜nalan que son las mujeres las que valoran como más importantes los factores no financieros de los prestatarios, frente a sus compa˜neros.

  • English

    The aim of this study is to know the gender differences in assessing financial and non-financial factors by risk managers of financial institutions when approving a bank loan to Mexican SMEs. Through an empirical study the loan officers of 25 financial intermediaries have been analaised. The results show that it is women who value as more important the non-financial factors in borrowers than men.

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