Acceso usuarios
Niswatin ., Ivan Rahmat Santoso, Tri Handayani Amaliah, Rio Monoarfa, Titi Umi Kalsum Hulopi
Purpose: The purpose of this study is to determine the dominant factors that play a role in the development of Islamic financial literacy in Indonesia.
Design/Methodology/Approach: This research used qualitative and quantitative methods. The initial stage uses qualitative methods to identify expert perceptions of the factors and actors that play a role in developing Islamic financial literacy. Data was collected through interviews and Focus Group Discussions (FGD) with a team of experts and then analyzed with the stages of data reduction, data presentation, and drawing conclusions. Data was collected through a questionnaire filled out by a team of experts and analyzed using Analytical Hierarchy Process (AHP).
Findings: The results of the study determined that the dominant factor (top priority) that played a role in the development of Islamic financial literacy in Gorontalo was increasing public knowledge with the main actor playing a role being universities. This research has proven that increasing public knowledge is a top priority factor that plays a role in developing Islamic financial literacy in Indonesia, especially in the Province of Gorontalo.
Research limitations/Implications: The role of universities and other educational institutions through teaching, research and community service education programs is highly expected in order to increase public awareness in transactions in accordance with Islamic values.
Practical implications: It is appropriate to increase public knowledge about economics, business, and Islamic accounting through early, basic, and secondary education Social Implications: Strengthening the role and synergy of all actors is needed in realizing the development of the economy, business, and the application of Islamic accounting.
Originality/Value: This study provides new insights into the dominant factors and actors that play a role in the development of Islamic financial literacy born from the perceptions of a team of experts who have knowledge and experience and are involved in decision making.
