Acceso usuarios
Purpose: The aim of the study is to know the reasons for the discontinuation of engi-neering insurance in Iraqi insurance companies, and how to reactivate engineering insurance in project management and the benefits that bank loans can achieve to Ira-qi insurance companies.
Theoretical framework: The theoretical aspect included the definition of engineer-ing insurance, its origins and types, the concept and characteristics of project man-agement and bank loans and their types, as well as a statement of the role of engi-neering insurance in project management and the advantages of using bank loans in activating engineering insurance.
Design/ Methodology/ Approach: The study relied on the analytical descriptive approach by using the questionnaire tool to measure the relationship between the research variables. Three government companies and a group of Iraqi banks were se-lected.
Findings: The study found the correlative and influencing relationship with the di-mensions of bank loans in activating the engineering insurance through the interpre-tation of the statistical results of the questionnaire data directed to workers in the Iraqi insurance companies.
Research, practical and social implications: Spreading awareness about the im-portance of engineering insurance in encouraging investment for productive and vi-tal projects, reducing the effects of risks associated with projects, and facilitating pro-cedures for obtaining bank loans.
Originality/ Value: The value of the study is to measure the relationship between the engineering insurance variable and the bank loan variable. This study has not been previously addressed by insurance companies and Iraqi banks.
