El riesgo de cambio climático y la normativa prudencial bancaria: iniciativas y desafíos

• Cecilia Lozano Setién ^[1] ; Silvia Merino Rueda ^[2] ; Esther Palomeque Pozas ^[3]
  1. [1] Jefa de la División de Política Regulatoria Europea del Banco de España
  2. [2] Experta en Regulación Bancaria del Banco de España.
  3. [3] Responsable de la Unidad de EBA del Banco de España.

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• Localización: Información Comercial Española, ICE: Revista de economía, ISSN 0019-977X, ISSN-e 2340-8790, Nº 936, 2024 (Ejemplar dedicado a: Finanzas sostenibles), págs. 37-50
• Idioma: español
• DOI: 10.32796/ice.2024.936.7832
• Títulos paralelos:
  • Climate change risk and prudential banking regulation: initiatives and challenges
• Enlaces
  • Texto completo
• Resumen
  • español

    El riesgo de cambio climático afecta a las entidades de crédito a través, principalmente, de las exposiciones que mantienen con sus contrapartes y, por tanto, supone un riesgo a tener en cuenta por los bancos y sus supervisores. Este artículo repasa las diferentes iniciativas llevadas a cabo por supervisores y reguladores prudenciales para incorporar el riesgo de cambio climático en el marco prudencial. Asimismo, se presentan los desafíos a los que se enfrentan tanto los bancos como los supervisores para llevar a cabo esta tarea.

  • English

    Climate change risk affects banks mainly through their exposures to counterparties and is therefore a risk to be taken into account by banks and their supervisors. This article reviews the various initiatives undertaken by prudential supervisors and regulators to incorporate climate change risk into the prudential framework. It also presents the challenges faced by both banks and supervisors in doing so.

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