Acceso usuarios
Juan Antonio Maldonado Molina 
Recogiendo fielmente lo pactado en el Parlamento y por los Agentes Sociales, la Ley 21/2021 introduce varias modificaciones con las que trata de retrasar el cese de la actividad, actuando sobre los coeficientes penalizadores de la cuantía (que se redistribuyen otorgando un mayor peso a los meses más alejados a la edad legal, y menor al resto), y premiando la demora en el retiro por encima de la edad ordinaria, con una novedosa cantidad a tanto alzado. Junto a ello, se modifica la forma de topar las pensiones en caso de jubilaciones voluntarias. Por otro lado, se sientan las bases para una reforma reglamentaria de las edades reducidas por la actividad realizada o por discapacidad. Y se introducen medidas en orden a fortalecer la equidad de los ya jubilados anticipadamente que acreditaron un largo período cotizado, con un nuevo complemento. La jubilación activa se endurece, tratando de encauzar a los autónomos a la jubilación demorada (figuras sobre las que se establece un régimen de incompatibilidad). Todo ello conforma una reforma inspirada más en la equidad que en la sostenibilidad.
Faithfully reaffirming what was agreed in Parliament and by Social Agents, Law 21/2021 introduces several amendments with which it seeks to delay the cessation of activity, acting on the penalising coefficients of the amount (which are redistributed, giving greater weight to the months furthest from the legal age, and less to the rest), and rewarding the delay in retirement above the ordinary age with a novel lump-sum amount. In addition, the way in which pensions are capped in the case of voluntary retirement has been changed. Furthermore, it provides the basis for a regulatory reform of reduced ages due to activity carried out or a disability. Furthermore, measures have been introduced in order to strengthen the equity with a new supplementary payment for those who have already retired early and had a long contributory period. Active retirement has been tightened, with an attempt to steer the self-employed into delayed retirement (figures for which an incompatibility regime has been established). All this makes for a reform inspired by equity rather than sustainability.
