El ahorro para la jubilación en la UE: Un analisis de sus determinantes

• Autores: Luis Otero González, David Rodeiro Pazos, Sara Fernández López, Milagros Vivel Búa
• Localización: Revista de economía mundial, ISSN 1576-0162, Nº 31, 2012, págs. 111-135
• Idioma: español
• Enlaces
  • Texto completo
• Dialnet Métricas: 2 Citas
• Resumen
  • español

    El propósito de este trabajo es analizar los factores que determinan el ahorro para la jubilación para una muestra de 4.526 individuos de 8 países europeos. Los resultados muestran que, aunque el porcentaje de ahorradores para la jubilación varía ampliamente entre países, los determinantes de esta decisión son bastante similares. De hecho, ahorrar para la jubilación está positivamente relacionado con la edad, los conocimientos financieros, el nivel de ingresos, la categoría laboral y la tradición ahorradora del individuo.

  • English

    The purpose of this paper is to analyze what factors are driving the retirement savings of the Europeans. Our evidence is based on a sample of 4.526 individuals from 8 European countries. The results show that although the percentage of savers for retirement varies widely across countries, the driving forces of the decision of saving for retirement are quite similar. Thus, this decision is positively related to the individuals� age, financial literacy, household income, employment status and saving habit.

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